TrueCharge AI

See the true cost of your medical bill in just seconds.

TrueCharge AI — your medical bill, made clear. Instantly see what's inflated, the real price, and how to fight back.

Get Started for $24.99 View FAQs

HIPAA secure
Results in minutes
Expert help available

TrueCharge AI Analysis

Sample

99285 Emergency Dept Visit, High

$3,200 Overcharged

71046 Chest X-Ray, 2 views

$420 Fair

36415 Routine Venipuncture

$180 Overcharged

93000 Electrocardiogram (ECG)

$290 Fair

85025 Complete Blood Count (CBC)

$620 Overcharged

Potential savings identified $2,840

Memorial Regional · Orlando, FL · Illustrative sample

$2,500+ Average savings identified per bill

$24.99 Flat fee per analysis

3 steps Upload, analyze, negotiate

HIPAA Secure & compliant

How TrueCharge AI Works

Three steps to a fair bill.

Upload your bill, let the AI find the overcharges, and walk away with the data to negotiate — or let our experts do it for you.

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Upload Your Bill

Drag and drop your UB-04 or HCFA 1500 itemized bill into our secure platform. Our AI automatically extracts and processes every charge, line by line.

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Spot Overcharges

Our AI instantly compares each charge against our proprietary pricing database and CMS data, flagging anything inflated and surfacing real savings opportunities.

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Negotiate Savings

Download a detailed PDF report showing exactly where each charge stands. Use the data yourself or connect with our experts to fight the bill on your behalf.

Pricing

Save big on your medical bills.

The average patient is overcharged by hundreds to thousands of dollars for care. For $24.99, find out exactly where you stand.

TrueCharge AI Report

$24.99 one-time · no subscription

Upload 1 itemized medical bill (PDF)
Spot overcharges instantly, line by line
Detailed analysis report — exportable PDF
Expert negotiation help (optional add-on)

Upload Your Bill Now

For Enterprise

Leverage TrueCharge AI for a strategic advantage.

From carriers to self-insured employers, TrueCharge AI integrates directly into your claims workflow.

Carriers

Improve Customer Service Efficiency

Equip your team with a drag-and-drop platform that delivers instant insights into real prices and savings — no manual research required.

Instant line-by-line bill analysis at scale
Identify inflated charges across claim types
Reduce time spent on out-of-network disputes
Support members with data-backed negotiation tools

Healthcare Brokers

Solve for the Real Price of Care

Enable your team to quickly determine the true cost of care for out-of-network, denied, and stop-loss claims — with full transparency into what was actually billed.

Reprice out-of-network and stop-loss claims
Surface overcharges before they hit your clients
Support negotiation with objective pricing evidence
Add a high-value service to your brokerage offering

Self-Insured Employers

Cost Containment That Actually Works

Identify outlier charges and savings opportunities across your employee claims — so you can protect your plan spend without reducing benefits.

Flag overcharged claims before payment
Benchmark employee bills against fair market rates
Reduce stop-loss exposure with proactive repricing
Empower HR teams with actionable cost data

Schedule a Demo

We've got answers

Frequently asked questions

How accurate is your comparison data?

TrueCharge AI is powered by SumHealth's proprietary pricing database, built from nationwide negotiated rates sourced directly from CMS-mandated hospital and payer Machine-Readable Files. Every charge on your bill is compared against real, market-specific data — not estimates or averages.

Can TrueCharge handle any type of medical bill?

Yes. TrueCharge AI supports both UB-04 (hospital/facility) and HCFA 1500 (physician/professional) itemized bill formats — the two most common medical billing standards. Simply upload your PDF and our AI extracts and processes every line item automatically.

Can TrueCharge AI be customized for our organization?

Absolutely. For enterprise clients — including carriers, brokers, and self-insured employers — TrueCharge AI can be integrated directly into your existing workflows, customized with your branding, and scaled to handle high claim volumes. Contact us to schedule a demo.

How do you handle data privacy?

Patient data security is our top priority. TrueCharge AI is HIPAA-compliant — all uploaded bills are encrypted in transit and at rest, processed in isolated environments, and never used to train models or shared with third parties. We delete bill data from our servers after processing is complete.